Honest budgeting
that actually adds up.
Track every dollar in, every dollar out. Set category budgets that warn before you overspend. Save for what matters. No banks linked, no ads, no spreadsheets.
May 2026 overview
$2,847.50 net
Income
$5,200.00
Expenses
$2,352.50
Savings goal
Vacation fund 🏝️
$1,400 of $3,000
Features
Everything you need. Nothing you don't.
Three focused tools that work together. No bloat, no premium tier, no upsells.
Transactions
Log income and expenses in seconds. Each entry is tagged with a category and date so your monthly totals stay accurate.
Category budgets
Set a monthly limit for groceries, rent, fun money — anything. Watch the bar turn amber at 80% and red when you cross the line.
Savings goals
Name what you're saving for, set a target and a deadline, then add deposits as you go. Progress bars keep you honest.
Preview
A look inside the app
Three tabs. Each one does one thing well.
01 — Transactions tab
Log it once. See it everywhere.
A single form captures the type, amount, category, date, and an optional note. Your monthly totals at the top recalculate the moment you hit Add.
- ✓ Color-coded entries — green for income, red for expense
- ✓ Categories sync with whatever budgets you've set up
- ✓ One-click delete on any row
Add transaction
Groceries · Trader Joe's
2026-05-04
Income · Paycheck
2026-05-01
02 — Budgets tab
A traffic light for every category.
Define what "enough" looks like for groceries, dining, rent — anything. The bar shows how much of your monthly budget is already gone.
- ✓ Green under 80%, amber over 80%, red when over budget
- ✓ "Remaining" or "Over by" shown in dollars
- ✓ Edit a category limit by re-submitting it
Groceries
$312.50 spent of $400.00
$87.50 remaining
Rent
$1,500.00 spent of $1,500.00
$0.00 remaining
Dining out
$215.00 spent of $150.00
Over by $65.00
How it works
Up and running in under a minute.
Set your budgets
Pick the categories that matter to you and assign a monthly cap for each.
Log as you go
Add income and expenses in seconds. Totals and budgets update instantly.
Save toward your goals
When you have leftover, drop it into a goal. Watch the bar fill up.
100%
of your data stays on your device
0
remote servers storing your balances
30s
average time to log a transaction
FAQ
Quick answers
Where is my data stored?
Entirely in your browser's localStorage. Nothing is sent to any server. Clearing your browser data clears your budget — so use the export feature (coming soon) if you want a backup.
Do I need to connect my bank?
No. acctopped is a manual tracker by design. The act of typing each transaction is part of what makes you aware of your spending.
Is there a subscription fee?
During early access there is no paid plan. If we introduce pricing later, we will tell you ahead of time.
Can I use it on my phone?
Yes — the app is responsive and works in any modern mobile browser. Add it to your home screen for a quick-launch shortcut.
Ready to budget honestly?
No signup. No credit card. Just open the app and start tracking.
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Get in touch
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